As an Advocate Health Advisors' affiliate, I guide our clients toward Medicare insurance products that complement their lifestyle. From complex medical needs to basic coverage, my depth of knowledge allows me to explore lots of niches.
I take pride in maintaining an honest approach to each client. As such, our clients won’t encounter hidden surprises.
I personally analyze your insurance needs and consult our team of providers to create the most suitable possible product. In doing so, we help you save money.
Have Medicare and Medicaid? You may qualify for a dual special needs Medicare Advantage plan that may offer a robust suite of benefits designed for those that require extra care.
Seeking help to understand your options and make a well-informed choice will help make sure your coverage not only meets your health needs but supports your quality of life.
The U.S. Department of Veterans Affairs recommends enrolling in Medicare at 65 to qualify for additional coverage options when seeking care outside of VA facilities, especially as it relates to specialized care, or a health condition not connected to your military service.
Original Medicare
Original Medicare combines coverage from Part A and Part B. Medicare Part A serves as hospital insurance and provides coverage for inpatient hospital care, skilled nursing facility care, home health care, and hospice care.
Medicare Part B serves as medical insurance and provides coverage for provider services, ambulance services, home health services, preventive services, durable medical equipment, x-rays and lab tests, and some outpatient prescriptions.
Medicare Part C, or Medicare Advantage, includes all the benefits and services a member would receive under Original Medicare Parts A and B. Usually, the plan includes Medicare Prescription Drug Coverage (Part D). Some plans may even include additional coverage for services like dental, vision, hearing, and more.
To enroll in a Medicare Advantage plan, you must be enrolled in Original Medicare. If you were to ever drop your Part B coverage, you would lose your Medicare Advantage plan
If you are over 65 and have lived in the U.S. for five consecutive years, you have access to many options for health coverage and benefits through Medicare. Depending on your monthly income, you might even qualify for Medicare coverage at no cost to you.
Losing employer coverage when you turn 65 can be stressful and confusing. But what to do? You have already taken an important step by visiting m platform. So, let’s move forward and give you some peace of mind!
Losing employer coverage when you turn 65 can be stressful and confusing. But what to do? You have already taken an important step by visiting my
And So, let’s move forward and give you some peace of mind!
If you’re moving, you may need to switch Medicare plans. Knowing your options before you make the move is vitally important, as it may mean big changes to your coverage.
According to Centers for Medicare & Medicaid Services, nearly two-thirds of Medicare enrollees have a chronic condition. These specialized Medicare Advantage plans help provide coverage that caters to the physical and mental care needs of these Americans.
Employees used to rely on health insurance only when they were sick. Today more people depend on our guidance to live healthier lives and make better health choices. For employers, we know it is not always possible to give your employees the health coverage they need for retirement. That is why we have made it easy for business owners like you to provide your valued employees the information they need for planning a healthy retirement.
Medicare Supplements
Medicare Supplements are also known as Medigap and are designed to protect Medicare beneficiaries against the out-of-pocket costs that Original Medicare does not cover, such as deductibles, copayments, and coinsurance. There are several choices for Medigap plans, which include Plans A, B, C, D, F, G, K, L, M, and N. Each plan provides specific coverage, so choosing a plan that fits your coverage needs is crucial in receiving the coverage you need.
Medicare Part D, which is Medicare’s prescription drug coverage plan, can be purchased as a standalone plan or in conjunction with a Medicare Advantage plan (known as MAPD). Prescription drug plans can help keep out-of-pocket costs lower. These plans also consist of a formulary, which is a list of prescriptions that the plan covers. Typically, these prescriptions are listed into tiers, with the drugs in the lower tier costing much less than those listed in a higher tier.
Medicare requires Part D plans to cover at least two drugs from each class. However, they must cover all drugs that fall into these specific classes:
AETNA - Pennsylvania, New York, Arizona, Georgia and Tennessee.
AETNA SENIOR SUPPLEMENTAL INSURANCE - Pennsylvania, New York, Arizona, Georgia and Tennessee.
HUMANA - Pennsylvania, New York, Arizona, Georgia and Tennessee.
UNITED HEALTHCARE - Pensylvania, New York, Arizona, Georgia and Tennessee.
CIGNA MEDICARE - Pennsylvania, New York, Arizona, Georgia and Tennessee.
CIGNA SUPPLEMENTAL BENEFITS - Pennsylvania, New York, Arizona, Georgia and Tennessee.
ANTHEM BLUE CROSS BLUE SHIELD- New York and Georgia
WELLPOINT - Arizona and Tennessee.
EMBLEM - New York
HEALTHFIRST - New York
INDEPENDENCE BLUE CROSS BLUE SHIELD OF PA - Philadelphia, Chester, Delaware, Bucks and Montgomery Counties
CAPITAL BLUE CROSS BLUE SHIELD OF PA - Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Perry, Schuylkill, Snyder, Union, and York Counties.
MUTUAL OF OMAHA MEDICARE - Pennsylvania, New York, Arizona, Georgia and Tennessee.
**SUBJECT TO CHANGE**
First, I would like to thank everyone for taking the time to view my site. Just a little about my background, I attended Widener University in Chester, PA, in the mid to late 90s, studying Pyschology and English on an Inner-City Student Scholarship. I have over 25 years of customer service, administrative, and educational experience. From this background, I have learned to listen to the client, inform the client, and guide the client to the best insurance plan that meets their needs. I take my time explaining, in detail, what the client will be committing to. I like to make sure my clients have a complete understanding of what they are spending their money on and what they can expect from the health plan they enroll in. I am not just here to sell the client a plan but to make sure the client's needs are being met and that we find the right plan that fits the client's needs.
Currently focusing on Fixed life insurance to help seniors 65 and over plan for final expenses (burial expenses).
Life insurance and annuities are both financial products that can help you plan for your future. Life insurance is designed to provide financial support to your loved ones in the event of your death. An annuity, on the other hand, is a contract between you and an insurance company that provides a guaranteed stream of income over a period of time, typically during retirement.
A separate appointment must be scheduled from the Medicare consultation 48 hours after the initial meeting to discuss Life Insurance.
This particular service is not affiliated with Advocate Health Advisors.
If you had an appointment for Medicare Insurance, you must wait 48 hours before meeting about Travel Medical Insurance.
Are you and Expat? Are you traveling to a foriegn country or coming to the United States for an extened stay? Is your grandchild going away to school or coming to America for school for an extended stay? 190 Countries! Request a qoute now for Senior Travel Medical Insurance or Student Coverage for your grandchild! GeoBlue, a Bue Cross Blue Shield Company.
Click on the Header in this section box to get to the links to request a qoute.
Arthur L. Jenkins - Licensed Professional
Life Insurance License - Active
Health and Accident (Sickness) - Active
Errors and Omissions Business Insurance Coverage - Active
G2 HEALTH INSURANCE CERTIFIED
I would love to hear from you.
30 S 15th St Ste 1550 PMB 34878
Philadelphia, PA 19102-4826 US, Servicing PA, NYC, AZ, TN, and GA US